Cha ching checking

“Cha-Ching!” is a sound we all know and love. If you’re looking for a checking account that shows your wallet a little extra love, then our brand NEW Cha-Ching Checking is for you! Wymar FCU members can now earn 3.00% APY* by simply doing things you are likely already doing, like using your debit card, direct deposit, checking your online banking, and receiving eStatements! Plus, Cha-Ching Checking has no transaction limits, no minimum balance required, and no monthly fees! We also offer overdraft protection with free automatic transfers!

When you open a Cha-Ching Checking account, you can track your qualifying status within your online banking account! It will simply tell you what else you need to do to qualify that month, and it will also congratulate you once you’ve met all the basic qualifications!
What are you waiting for? Open yourself a Cha-Ching Checking account today and let your hard earned money work hard for you!


  • 3.00% APY on Any Balance Up To $7,500**
  • .25% APY on Remaining Balance Over $7,500**
  • .05% APR If You Do Not Qualify**
  • ATM Rebates Up to $20 a Month
  • First Custom Wymar MyPic Debit Card – FREE!
  • No Low Balance Fee 
  • No Minimum Balance


  • 15 Debit Card Transactions Each Month
  • *Transactions must be cleared within that month. Excludes ATM Transactions.
  • Receive eStatements
  • One Online Banking Login Each Month (Wymar Mobile App and/or Desktop)
  • Direct Deposit or ACH of At Least $250
  • No Minimum Balance 
Cha ching checking




If you currently have a Wymar FCU Checking Account, please call us at 225-673-7191 during business hours or visit our office to switch your existing checking account to a Cha-Ching Checking account. Please call if you have any questions. Thank you!



We want your money to work hard, not you! We have provided you with a printable Transfer Checklist to make your job of transferring bills over to your new Wymar Cha-Ching Checking as easy as possible!

Click to Download Your Transfer Checklist



*Annual Percentage Yield.
**Rates may change after the account is opened. Members must meet listed qualification to receive the higher yield of 3.00% on any account balance up to $7,500. Members are limited to one Cha-Ching Checking account as a primary account holder. No commercial account may participate in this program. Dividends are paid on accounts with positive balances. All 15 debit card transactions must be posted during month of – transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. Balances up to $7,500 receive an APY of 3.00% and balances over $7,500 receive a 0.25% dividend rate on the portion of the balance over $7,500. If qualifications are not met on Cha-Ching Checking accounts, all balances earn 0.5% APY. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month. ATM-processed withdrawals do not count as qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions