Deposit & CD Rates

Funds are insured up to $1,000,000.00

Federally insured up to $250,000.00 by the NCUA

Privately insured up to an additional $750,000.00 by ESI

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*Basic Qualifications for High Interest Checking include:

• 12 Debit Card Transactions a month. Excludes ATM. The transaction must be posted and cleared during that month

• 1 ACH Transaction of any amount/month (debit or credit)

• 1 Online Banking Login a month (mobile app included)

• Receive e-Statements

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*Basic Qualifications for Cashback Checking include:

• 12 Debit Card Transactions a month. Excludes ATM. The transaction must be posted and cleared during that month

• 1 ACH Transaction of any amount/month (debit or credit)

• 1 Online Banking Login a month (mobile app included)

• Receive e-Statements

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Federally insured by NCUA. Credit union membership is required to open an account. **APY = Annual Percentage Yield. Rates effective 11/01/2024. Rates and rewards may change after the account is opened. Wymar FCU reserves the right to limit the number of accounts allowed per member, joint or individually. Other restrictions may apply please contact us for more details. 

High Interest Checking Disclosure: This is a tiered rate account. When basic qualifications are met during a monthly qualification period, average daily balances up to and including $7,500 (tier 1) earn a dividend rate of 4.00%; and average daily balances over $7,500 (tier 2) earn a dividend rate of 0.25% on the portion of the average daily balance over $7,500, resulting in a range from 4.07% to 0.33% APY depending on the account's average daily balance. When qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05%. ATM withdrawal fees are refunded at a max of $20 a month and will automatically hit the member's account (no proof of receipt necessary). APY calculations are based on a balance of $7,500 (tier 1) + $100,000 (tier 2), a statement cycle of thirty-one (31) days and compounded dividends. The basic qualifications include: (1) making 12 debit card point-of-sale purchases (excludes ATM transactions and transfers between accounts) that are cleared and posted to your account during the qualification period; (2) 1 ACH transaction debit or credit of any amount; (3) 1 Online banking login; and (4) Enrollment in eStatements. There may be a delay in the posting of debit card transactions. The qualification period is defined as a period beginning on the first day of the current calendar month and ending on the last day of the calendar month. Actual APY and dividends paid may be less than advertised APY. 

Cash Rebate Checking Disclosure: This is a cashback rewards account that earns an APY of .05% on the account’s average daily balance. ATM withdrawal fees are refunded at a max of $20 a month and will automatically hit the member's account (no proof of receipt necessary) cashback of 4% on the first $250 debit card purchases, and earn an additional .05% APY on the account’s average daily balance. The basic qualifications include: (1) making 12 debit card point-of-sale purchases (excludes ATM transactions and transfers between accounts) that are cleared and posted to your account during the qualification period; (2) 1 ACH transaction debit or credit; (3) 1 Online banking login; and (4) Enrollment in eStatements. There may be a delay in the posting of debit card transactions. The qualification period is defined as a period beginning on the first day of the current calendar month and ending on the last day of the calendar month. Actual APY and dividends paid may be less than advertised APY. In one period, 4% cashback may not exceed $10.